Chad Chatham

For more than 29 years, Chad Chatham has been building relationships, navigating markets, and helping clients prepare for the futures they have been working toward. His career as a financial advisor began in 1997 and has never slowed down. For Chad, this work has never felt like a job. He often shares his favorite saying: "Choose a job you love, and you will never have to work a day in your life." For anyone who has spent time with him, it is clear he means it.

Chad began his career at Northwestern Mutual, where he spent 25 years and was recognized among the top five percent of financial investment advisors across the company. In 2018, he transitioned his practice to LPL Financial, the largest independent broker-dealer in the country, where he has qualified for the Directors Club each year since, a recognition reserved for advisors based on their standing among LPL's advisors.

What sets Chad apart is not a title or a credential. It is the depth of the relationships he has built over decades. Many of his clients have been with him for more than 20 years. He has been present for their milestones, their challenges, their retirements, and the moments when a steady voice made all the difference. He has watched their children grow up and, in many cases, become clients themselves. That kind of continuity does not happen by accident, it is the result of showing up consistently, communicating clearly, and treating every client's financial life with genuine care.

Chad's focus has always been on personalized retirement planning - helping clients of every age understand where they stand today and build a clear, realistic path toward the future they want. He believes that financial planning should never feel abstract. When a client can see exactly how their financial picture is taking shape, what their retirement looks like one year out, ten years out, twenty years out, the uncertainty starts to lift. That clarity is what Chad works to give every person he serves.

Chad has no plans to retire. The work is too meaningful, the relationships too important, and frankly, the enjoyment too real. He and his partner Ryan Szwast continue to build C&R Wealth Management as a firm designed to serve clients and their families for generations to come.

Outside the office, Chad lives in Orange County with his wife Linda and their two pugs, Brody and Cody - the latest in a decade-long tradition of rescuing pugs together. He is the father of seven children. An avid endurance athlete, Chad has completed more than 52 marathons, three ultramarathons, and numerous triathlons. Among his proudest athletic achievements are running the Boston Marathon and completing the Alcatraz Triathlon, which includes a swim from Alcatraz Island to the San Francisco shore. The same determination that carries him across finish lines is the same dedication he brings to every client relationship.