Ryan Szwast

Ryan Szwast came to financial planning with a conviction that most people share but few act on: everyone deserves a clear, confident path forward. Too many people move through life without a real financial plan, and without one, the future stays uncertain. Ryan built his career around helping individuals and families replace financial stress with clarity, uncertainty with direction, and worry with a plan they can actually see and trust.

Ryan has more than 20 years of background in business and finance, including experience managing both money and people. That foundation informs how he approaches client relationships, with the kind of steady, organized thinking that comes from years of working through complex financial and operational challenges before ever sitting across the table from a client.

For the past decade, Ryan has worked alongside Chad Chatham, learning from one of the most experienced financial advisors in the industry. Chad mentored Ryan directly in the philosophy, values, and disciplined approach that have defined this firm since its founding. That mentorship shaped not just Ryan's technical foundation but his understanding of what a long-term client relationship actually looks like, and the patience it requires, the consistency it demands, and the trust it builds over time. The partnership that became C&R Wealth Management is the natural result of that decade of working side by side.

Ryan's approach to financial planning is grounded in one belief: this work is about people, not portfolios. He wants every client to feel that they are not navigating their financial life alone. The plan gets built together. It gets adjusted together. And the relationship continues for the long term—through market cycles, life transitions, and all the moments in between that shape a financial picture. For Ryan, the most meaningful part of the work is watching a client settle into the confidence that comes from having a plan and a team behind it.

As a partner at C&R Wealth Management, Ryan is committed to carrying forward the multigenerational practice that Chad built while continuing to serve clients at the highest level for years to come. His role in the partnership is a signal of long-term continuity. Clients of C&R Wealth Management work with a team, not a single advisor, and Ryan's presence ensures that commitment extends well into the future.

Ryan is affiliated with LPL Financial, the largest independent broker-dealer in the country, which provides the firm access to a broad range of resources and technology in support of personalized client service.

Outside the office, family comes first. Ryan coaches his son's baseball team, enjoys time with his daughter, and spends the better part of his life outside work with his wife and children. Those relationships keep him grounded and remind him every day why the work he does for his clients matters.